I know that Heavenly Father expects us to use our minds, strength, and effort to work hard and make good decisions, but I think that we need to be careful not to think we can do as well on our own as when we remember to turn to, and rely on Him.

How often do I credit reasons other than God for the things in life that work in my favor?

“9 Behold, we are not of your faith; we do not believe that it is God that has delivered us into your hands; but we believe that it is your cunning that has preserved you from our swords. Behold, it is your breastplates and your shields that have preserved you.” Alma 44:9 https://www.lds.org/scriptures/bofm/alma/44?verse=9&lang=eng#p9